Employee service schedule
See the approved services, providers, access rules, eligibility, dependent options, and limitations that may apply.
Section 105/125 employee benefit review
Explore better medical and wellness support for employees
and potential payroll-tax savings for the business.
Get a structured Company Value Review covering approved employee services, the Section 105/125 structure, workforce fit, existing coverage, potential payroll-tax impact, complete costs, and implementation.
Check my company fit→Two-minute snapshot · No medical or payroll upload · No obligation to enroll
High-intent employer searchCompany-specific review
01
Employee and workforce fit
02
Coverage and payroll questions
03
Cost and implementation responsibilities
Why this path is different
Clarity before commitment.
Payroll-tax and cost model
Identify potential savings, deductions, reimbursements, fees, employee elections, participation assumptions, and advisor questions that require documentation.
Coverage and implementation map
Understand current-plan fit and who owns setup, enrollment, notices, employee communication, administration, and support.
How it works
One disciplined path from interest to an informed decision.
Submit company information
Provide basic company and authorized business-contact details.
Complete specialist review
Beal Ventures verifies the appropriate employer path and required documents.
Make an informed decision
Review the facts with your internal and external advisors before moving forward.
What Beal Ventures will not do
No universal eligibility claim.
No guaranteed savings.
No pressure to decide before the review.
Initial indicators only. Availability, eligibility, plan compatibility, costs, tax treatment, employee participation, savings, and implementation requirements depend on the employer and must be confirmed through the formal review.Get your Company Value Snapshot
See where the benefit and payroll-tax opportunity may fit.
Initial indicators are not a guarantee. They identify the right path for a formal employee-benefit and payroll-tax review.- No confidential employee information
- No obligation to enroll or participate
- Company- or network-specific next step
01Company
02Opportunity
03Your snapshot
Questions to answer before moving forward
Know the boundaries.
01What is the benefit structure?
The program owner describes the approved configuration as a service-based supplemental medical benefit using a Section 105 medical reimbursement arrangement and a Section 125 cafeteria-plan structure. The company-specific review confirms how the applicable configuration works.
02Could this reduce employer payroll taxes?
Potentially. The review tests whether the documented structure may reduce taxable payroll and employer payroll taxes after eligibility, employee elections, wages, participation, costs, fees, payroll treatment, and company facts are considered.
03Does this replace our current group health plan?
The program is evaluated as supplemental to the employer’s major-medical strategy. Compatibility and any required changes must be confirmed from the governing documents before a decision.
04What information is required?
The initial check asks for basic company, workforce, coverage, state, payroll, and business-contact information. It does not request employee medical records or payroll files.
05Is this a government credit or an IRS-approved program?
No. Beal Ventures does not present this as a government payment, general tax credit, or IRS-approved program. Eligibility, tax treatment, savings, costs, participation, and implementation depend on the final plan and employer facts.
06Who should participate in the review?
An owner, finance leader, HR/benefits leader, payroll leader, or authorized advisor who can explain the company’s current setup and decision process.