Seven questions to answer before adding a supplemental medical benefit
A practical review framework for employee services, payroll treatment, costs, current-plan fit, privacy, and implementation.
Read the guide →Beal Ventures employer intelligence
Make the benefit decision with better questions.
Plain-English guides for evaluating employee services, Sections 105 and 125, payroll treatment, complete costs, current-plan fit, and implementation.
Sections 105 and 125: what an employer should verify
Understand the general framework without confusing it with an IRS endorsement, an automatic exclusion, or a guaranteed company result.
Read the guide →What a credible payroll-tax value review should include
The assumptions, cash flows, advisor checkpoints, and downside cases that should appear before an employer relies on a projected result.
Read the guide →Our editorial standard
Rules first. Program claims second. Company facts before a decision.
Official sources are linked directly and separated from program-owner descriptions.
Numbers stay out until the calculation, assumptions, approval, and channel are documented.
No IRS endorsement, universal eligibility, automatic savings, or guaranteed outcome language.
Every guide ends with a company-specific review—not a one-size-fits-all conclusion.